Federal and state laws pertaining to real estate

The seven classes protected by the federal Fair Housing Act, the practices it bans such as steering, blockbusting and discriminatory advertising, and the deadlines for complaints.

The narrow exemptions to the federal Fair Housing Act, the conditions that make them disappear, and why the Civil Rights Act of 1866 still bars racial discrimination.

How Florida's Fair Housing Act compares with the federal law, where Florida complaints go and how fast, and what Title III of the ADA asks of a brokerage office open to the public.

The RESPA ban on kickbacks and unearned fees, the Regulation Z triggering terms that force full credit disclosure in ads, and the bases on which the Equal Credit Opportunity Act bars lending discrimination.

The federal lead-based paint disclosure rules for pre-1978 housing, Florida's required radon gas notice, and the federal telephone solicitation rules that limit cold calling.